Hereโs What You Need to Know About Hiring a Car Accident Attorney
Rideshare services like Uber and Lyft have become a popular way to get around St. Louisโfrom nights out in Soulard to catching a ride to Lambert Airport or the Central West End. But when an accident happens involving a rideshare vehicle, the path to compensation can be anything but straightforward.
At Rogers Sevastianos & Bante, LLP, we help injured victims throughout St. Louis understand their legal options and pursue the compensation they deserve after Uber and Lyft accidents. If youโve been injured, consulting with a knowledgeable car accident attorney can be crucial. In fact, we have recently won a large settlement on behalf of a client injured in a rideshare accident, exceeding their expectations and helping them get compensation for their losses.
Why Rideshare Accidents Are More Complicated Than You Think
Rideshare accidents are different from traditional car crashes. Multiple parties and insurance policies may be involved, and liability isnโt always clear-cut. If you were injured as a passenger, another driver, or even a pedestrian, your case may involve:
Itโs essential to contact a car accident attorney as soon as possible to discuss your case and ensure your rights are protected.
- The personal insurance of the Uber or Lyft driver
- Uber or Lyftโs corporate insurance policy
- Insurance from another at-fault driver
Because rideshare drivers are classified as independent contractors, Uber and Lyft often try to distance themselves from responsibility. Thatโs why itโs critical to have an attorney who understands the fine print of Missouri law and the way rideshare coverage works.
How Uber & Lyft Insurance Works in Missouri
Rideshare coverage depends on the driverโs status at the time of the accident:
- Driver Not Using the App: Only the driverโs personal auto insurance applies.
- Driver Logged In But No Ride Accepted Yet: Uber or Lyft provides limited liability coverageโtypically up to $50,000 per person injured, $100,000 per accident, and $25,000 for property damage.
- Driver Accepted a Ride or Has a Passenger: Uber and Lyft provide up to $1 million in liability coverage, along with uninsured/underinsured motorist coverage in certain cases.
Navigating these tiers of coverage takes experience and attention to detail. Our St. Louis personal injury attorneys can help determine what coverage applies to your specific accident and make sure youโre not left footing the bill.
Common Injuries After a Rideshare Accident
No matter where the crash happensโon I-64, near Forest Park, or in your own neighborhoodโrideshare accidents can result in serious, life-changing injuries such as:
- Whiplash and spinal injuries
- Concussions and other head trauma
- Broken bones
- Soft tissue injuries
- Emotional and psychological distress
- In tragic cases, wrongful death
Donโt dismiss your injuries or assume insurance will “take care of it.” Even seemingly minor injuries can lead to chronic pain or complications down the road.
What to Do If You’re Injured in a Rideshare Crash
Whether you were riding in an Uber, driving your own car, or walking nearby, here are the steps you should take after a rideshare accident in St. Louis:
- Call 911 and seek medical attention โ Always prioritize your health.
- File a police report โ This provides key documentation for your claim.
- Gather information โ Take photos, save your ride receipt, and get contact info for all parties involved.
- Donโt talk to insurance companies without legal advice โ Their job is to minimize what they pay, not to protect your interests.
- Speak with a personal injury attorney โ Legal guidance can make the difference between a denied claim and full compensation.
What Compensation Could You Receive?
Depending on your case, you may be entitled to compensation for:
- Medical expenses (past and future)
- Lost wages or lost earning potential
- Pain and suffering
- Property damage
- Emotional trauma
- Wrongful death damages (for surviving family members)
Our team at Rogers Sevastianos & Bante has recovered millions for accident victims in Missouri, and weโll fight to make sure your voice is heard and your injuries are taken seriously.
Talk to a St. Louis Uber & Lyft Accident Lawyer Today
If you or a loved one has been injured in a rideshare accident in the St. Louis area, donโt wait to get help. Time limits apply to personal injury claims in Missouri, and evidence can disappear quickly.
At Rogers Sevastianos & Bante, we offer free consultations and work on a contingency fee basis, meaning you donโt pay unless we win.
Call us today or fill out our online form to schedule a consultation and take the first step toward recovery.
Disclaimer: The information in this blog is for general informational purposes only and does not constitute legal advice. Every legal situation is unique, and you should consult an attorney for personalized guidance on your specific circumstances.