A hit-and-run crash can be one of the most frustrating and frightening experiences a driver can face. You’re left with a damaged car, possible injuries, and no one to hold accountable — at least not right away.
But even if the other driver leaves the scene, you still have legal options in Missouri. Acting quickly and taking the right steps can make a big difference in protecting your health, your rights, and your potential compensation.
1. Report the Accident to the Police Immediately
Under Missouri law, leaving the scene of an accident is a serious offense — and a police report is essential for any hit-and-run claim.
If you’re able, call 911 right away. The responding officers can document:
- The time, location, and circumstances of the crash,
- Any vehicle descriptions or partial license plates, and
- Visible damage to your car and surroundings.
A prompt report strengthens your insurance claim and creates an official record if the other driver is later identified.
2. Gather as Much Evidence as Possible
Even if the other driver is gone, evidence can still tell the story. Try to document:
- Photos of vehicle damage, skid marks, and debris,
- Dashcam or surveillance footage (ask nearby businesses or homes),
- Witness statements or contact information, and
- The direction the fleeing vehicle went, or any identifying features (color, make, dents, bumper stickers).
The more details you capture, the better your attorney and insurance company can investigate and build your case.
3. Seek Medical Attention Right Away
Adrenaline can mask injuries in the moments after a crash. Even if you feel fine, see a doctor as soon as possible. Some injuries — like concussions, soft tissue damage, or internal trauma — may not show symptoms immediately.
Getting prompt medical care also creates documentation that connects your injuries directly to the crash, which is vital for any personal injury claim.
4. Notify Your Insurance Company — But Be Careful What You Say
Most Missouri drivers carry uninsured motorist (UM) coverage, which can apply in hit-and-run accidents where the at-fault driver isn’t identified. This coverage can help pay for:
- Medical bills
- Lost wages
- Pain and suffering
- Property damage (if included in your policy)
Report the accident to your insurer quickly — but avoid making statements that could be used to deny or limit your claim. It’s often best to speak with an attorney first to ensure your rights are protected.
5. Contact a Missouri Personal Injury Attorney
Hit-and-run cases can be complex. You may need to prove that another vehicle caused your injuries — even without identifying the driver. An experienced personal injury lawyer can help by:
- Investigating the crash and locating potential witnesses,
- Coordinating with law enforcement,
- Filing claims through your uninsured motorist coverage, and
- Pursuing every available source of compensation.
An attorney can also push back against insurance companies that attempt to minimize your payout or question whether the hit-and-run actually occurred.
6. What If the Driver Is Found Later?
If law enforcement eventually identifies the hit-and-run driver, you may be able to file a personal injury lawsuit directly against them. Even if they are criminally charged, the civil process is separate — and it allows you to pursue compensation for your injuries, medical costs, and emotional trauma.
The Bottom Line
A hit-and-run accident doesn’t mean you’re out of options. Missouri law gives victims several ways to pursue recovery — often through their own uninsured motorist policy — even when the at-fault driver disappears.
The key is to act quickly, preserve evidence, and work with a lawyer who understands Missouri’s insurance and personal injury laws.
Contact Rogers Sevastianos & Bante
If you’ve been injured in a hit-and-run accident anywhere in Missouri, the attorneys at Rogers Sevastianos & Bante, LLP can help you explore your legal options, work with insurance carriers, and fight for the compensation you deserve.
Contact us today to schedule a free consultation and get answers about your next steps.
Disclaimer: The information in this blog is for general informational purposes only and does not constitute legal advice. Every legal situation is unique, and you should consult an attorney for personalized guidance on your specific circumstances.