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Check And Credit Card Fraud

Top-Tier Legal Representation In Credit Card Fraud Cases

If you have been accused of committing check or credit card fraud, it is imperative that you retain legal counsel to protect your rights. Both check and credit card fraud are serious offenses and involve heavy penalties in a conviction, so you need a legal team like Rogers Sevastianos & Bante LLP to defend you against these charges.

As veteran criminal defense lawyers with an extensive track record of positive verdicts in high-profile white collar crime cases, your case will be managed with the highest level of professional and legal skill. Contact us now to learn more.

Check And Credit Card Fraud Charges Filed In State Or Federal Courts

While some low value check fraud cases will be filed in state court, others may warrant filing in federal court. In cases like these, the federal court system is manned by career prosecutors who have risen through the ranks in the profession and are skilled in preparation and presentation of their case.

To level the playing field, it is vital that you retain a St. Louis fraud attorney that will craft a powerful and compelling defense. At Rogers Sevastianos & Bante LLP, our legal team has the necessary breadth of knowledge and trial experience in both state and federal court.

Check Fraud Penalties

The penalties for check fraud vary state-to-state and are based upon things such as value and circumstances, issues regarding how the check was transmitted and whether state lines were crossed in the transaction.

Check kiting, or the action of depositing bad checks to defraud a financial institution, is a federal offense and can include fines as high as $1 million and imprisonment for up to 30 years under U.S.C. § 1344.

  • Illinois Check Fraud Penalties – For criminal accusations of check fraud filed in Illinois, checks under $300 in value (a misdemeanor charge) carry penalties that include fines up to $25,000 and up to one year in jail. A second offense will be filed as a felony, with more extensive penalties imposed, including up to five years in prison. Third, fourth or subsequent check fraud convictions have increased punishments.
  • Missouri Check Fraud Penalties – In Missouri, a person can be charged with passing a bad check if he or she is aware that the check will not be honored due to insufficient funds or if the bank account does not exist or has been closed. If the check is not paid within ten days of being informed that a check was dishonored, the person is at high risk of facing misdemeanor or felony charges, depending upon the circumstances and the value on the check. When the check was written on a closed (or nonexisting) account, the offense will typically be filed as a Class C felony. The maximum penalty for a Class C felony in Missouri is seven years in prison and up to $5,000 in fines.

Credit Card Fraud Defense Attorney In St. Louis

Credit card fraud cases may be filed in state or federal court, or both. These cases involve the use of a lost or stolen card to make a purchase. The offense may include a range of federal or state charges such as mail fraud, internet fraud and identity theft, based upon the facts in the case. The penalties imposed can include up to four years in prison and a fine up to $5,000 for credit card fraud up to only $500 in value.

Connect With The Right Law Firm

Our law firm has garnered a reputation for excellence and is listed among the National Top 100 Trial Lawyers and in Super Lawyers. Our partners are each licensed to practice in both Missouri and Illinois. Your future freedom lies in the hands of the law firm representing you – don’t take any chances. Call our firm today at (314) 354-8484 or contact us online to get started.